Buy now, pay later

• Split the cost of your purchase over 3 months 
• Available on purchases of £30 to £2,000 

1. Choose PayPal at checkout 

2. Your balance will be split into 3 equal amounts, with the first payment due on checkout 

3. The second payment is automatically taken one month later, and the final payment is taken a month after that.  There are no associated penalties or fees if you pay off your balance early. 

Pay in 3 is an unregulated credit agreement, so you will have fewer protections under this agreement than you would under a regulated credit agreement. Carefully consider whether the purchase is affordable and how you will make the repayments. Be aware of the possible impact of using Pay in 3 and of missing payments, including making other borrowing more difficult or more expensive. 

Pay in 3 eligibility is subject to status and approval. 18+ UK residents only. Available for purchases of £30 to £2,000. Terms and conditions apply.  

PayPal Pay in 3 is a trading name of PayPal UK Ltd, Whittaker House, Whittaker Avenue, Richmond-Upon-Thames, Surrey, United Kingdom, TW9 1EH. 

For more Terms and Conditions and eligibility criteria, click here

• Clearpay allows you to split your purchase into 4 equal payments. 
• Payments are taken every 2 weeks over 6 weeks 

First-time customers will need to create a Clearpay account (with instant approval decision) and returning customers will simply log in to make their purchase. Your credit limit with Clearpay will vary depending on your individual circumstances. Credit limits may increase over time if you pay responsibly.   

Your first instalment will be taken when your order is confirmed by the merchant (25% of the overall purchase price). Your order will then be shipped to you. The remaining 75% of the balance will be taken at 2-week intervals over 6 weeks. There are no interest charges if you pay on time.  

You can log in to your Clearpay account anytime to see your payment schedule and make a payment before the due date. Otherwise, payments will be taken automatically from your debit or credit card on your payment due dates. 

Clearpay lends you a fixed amount of credit so you can pay for your purchase over 4 instalments, due every 2 weeks. Ensure you can make repayments on time. You must be 18+ and a permanent UK resident (excluding Channel Islands). T&Cs and other eligibility criteria apply.

Clearpay charges a £6 late fee for each late instalment and a further £6 if it’s still unpaid 7 days later. Late fees are capped at £6 for orders under £24 and the lower of £24 or 25% of the order value for orders over £24. Missed payments may affect your ability to use Clearpay in the future and your details may be passed onto a debt collection agency working on Clearpay’s behalf. 

Clearpay is credit that is not regulated by the Financial Conduct Authority.  

Clearpay trades as Clearpay Finance Limited, 101 New Cavendish Street, London, W1W 6XH.  Company number 05198026. 

For more Terms and Conditions and eligibility criteria, click here

• Pay in 3 interest-free instalments 
• Available on orders from £150 to £750

Enter your debit or credit card details and make automatic payments at checkout. Your first instalment will be collected when your order is confirmed by the merchant and instalments 2 and 3 are scheduled 30 and 60 days later respectively. There are no credit checks and no interest fees when you pay on time. 

• Pay nothing at checkout 
• Pay the full balance 30 days later, interest-free 
• No pre-defined spending limit 

Choose Pay in 30 days at the checkout. Once your order has been confirmed, it will be despatched. The full balance will be charged to your account 30 days after the purchase date.   

• Available on orders over £300 
• Orders over £300 can be paid over 6 or 12 months 
• Orders over £600 can be paid over 6, 12, 18 or 24 months 

Perfect for those who need more affordable repayments on larger items. Decide on the number of months you want to pay over to suit your budget and the payments will be taken out automatically each month until the balance is repaid. 

The Nursery Store Ltd acts as an introducer and not a lender of unregulated credit products provided (exclusively) by Klarna Financial Services UK Limited. Credit is only available to permanent UK residents aged 18+, subject to status, terms and conditions apply. Please note that the following products are not regulated by the FCA: Pay in 3 instalments. Please spend responsibly. Borrowing beyond your means could seriously affect your financial status. Ensure you can afford to make your monthly payments on time and by the due date. 

The Nursery Store is authorised and regulated by the Financial Conduct Authority (FCA FRN 3112588) and acts as a credit intermediary and not a lender, offering credit products provided exclusively by Klarna Financial Services UK Limited. Finance is only available to permanent UK residents aged 18+, subject to status, terms and conditions apply. 

Klarna is incorporated in England (company number 14290857), with its registered office at 10 York Road, London, SE1 7ND. 

For more Terms and Conditions and eligibility criteria, click here